What are the best jumbo CD rates?

The best Jumbo CD rates are from Credit One Bank, Alliant Credit Union, and State Department Federal Credit Union. Jumbo CDs are available in a variety of term lengths, some with higher APYs. For this list, we selected CDs with term lengths between 12 and 24 months. Here is our top picks for the best Jumbo CD rates:

How much money do you need to buy a jumbo CD?

To qualify as a jumbo CD, the CD must typically require a minimum deposit of around $100,000, in exchange for a higher rate of return. What is the current jumbo CD rate? Jumbo CD rates currently fluctuate around 4% to 5% APY. Is a jumbo CD worth it?

How much APY does a jumbo CD pay?

Jumbo CDs are typically available for savers with at least $95,000 or $100,000 to deposit. These accounts historically have provided a higher rate of return than traditional CDs. But in 2024, you should be able to find even higher APYs with much lower balance requirements. Today’s top widely available jumbo CD pays 5.25 percent APY.